Hard money loans are easiest to know as costly, temporary mortgage loans. Private investors loan money into land owners, along with the property owner ensures repayment of the loan with a lien on the property. Property owners typically only use hard money loans whenever they don’t have time or credit score to qualify for a…
Private mortgage insurance is a tool available to house buyers who allows for a lower down payment on a property. The lower the down payment, the more likely a debtor is to default on your mortgage loan. Private mortgage insurance, or PMI, helps mitigate some of their risk to the creditor for taking the lower…
With all the rough and tumble that is youth, soft is greatest when it comes to furniture. I’ve come to love ottomans with storage under the pillow to hold those errant toys that seem to collect in mature spaces (or all over the home). I’ve rounded up some soft chairs which would look great in…
To get a fast and simple curb-appeal booster, consider switching out your mailbox with a well-designed gem. Distinctive front-door accessories are a simple update that make a warm welcome. Pick any of those 20 mailboxes under or find a prize letterbox of your own! — Rachel from Raenovate houseArt HouseArt No. 10 Letterbox Wall-Mount Mailbox,…
The preppy aesthetic needs to be among my favorites — bright, juicy colours and entertaining, irreverent patterns combine to make a classic and distinctively American style. I totally love wearing preppy pieces in my wardrobe during the summer months, and I tend to decide on a few preppy pieces for my house this time of…