Paying for homeowners insurance makes some people cringe. Shelling out cash month after month to get an abstract product can feel just like pouring water into the sand. Insured owners living in prime locations such as the Berkeley Hills pay so they can rebuild if disaster strikes. Homeowners insurance might be the best thing you'll…
If a borrower is not able to make monthly payments on a mortgage, the lender or other lending institution has the choice to waive, meaning the mortgage is canceled and a requirement for full payment is made. Since the foreclosure usually means the loss of an asset for the owner (the house) and for the…
On a recent trip to Singapore to attend the World Architecture Festival, I managed to spend a day checking out some of the structure the island town has to offer. The recent structure of this clean, safe and modern town of 5.3 million individuals could be described in a few words: big, extravagant and (increasingly)…
As a well-booked commercial and fine art photographer in Los Angeles, this homeowner is known for having a gifted eye. Nevertheless, when it came to her and her husband’s home in the Hollywood Hills, she left the visual work to Beth Holden and Wolfgang Melian of New Theme Inc.. The pair shot what was arguably…
It’s standard operating procedure to paint your walls a shade while keeping the ceiling white. We’ve been told this makes the room feel bigger and brighter. While there is no doubt a white ceiling will decorate a room, certain ceiling colours can actually make a room appear more expansive. The key to using a daring…
With all the cold weather it’s tempting to gorge on simple carbs and fatty comfort foods. But we should not neglect to consume our veggies and fruits. Here is the time of year when it’s especially important to maintain the produce we want our families to eat in places where it will stay freshest and…
It is summer. It is hot. You wish you were drifting down a river in an inner tube, but you aren’t. Even if the season’s got you stuck working your normal city routine, it is still possible to come home to a little riverfront R & R with the help of a water feature. Imagine…
The White House and Gracie Mansion are two famous examples of homes constructed to home leaders; all these are the houses of the president of the United States along with also the mayor of New York. This convention also exists in nongovernmental institutions, like the chancellor’s home at North Carolina State University at Raleigh. Hobart…
If you’re interested in purchasing a new home, you will need to give evidence of your income, produce a down payment, then find a lender and, perhaps most daunting, pass a credit check. Before you shop around for a mortgage, then you can attempt to repair your damaged credit. Doing this guarantees that you provide…
There’s an air. The notion of living beneath the ground may be a fun idea for a few but a nightmare for many others. Many who choose to build in the ground now do this for ecological purposes, however the explanations for building entirely or partially belowground can fluctuate, including the necessity to decrease the…